If there was a measure of the ratio of surprises to a number of pages, Paid In Full by Mark Newman would rank very favorably. Not only were there a lot of surprises, they were paradigm shifts. A character development would be unfolding interestingly but almost predictably and then out of the blue the character would make a 90-degree shift. Characters to be pitied became malevolent, unsavory characters. Evil bad folks, along with the lines of torturers, would just give up and leave witnesses alive. Not that they would go unpunished, but they didn’t act in ways that would assure they would not get caught. This novel is a short story of 149 pages and was one I want to keep so I paid the USD 0.99 Amazon price.